Research Review Rising Inequality Schools

Question: Examine about the Research Review for Rising Inequality Schools. Answer: Presentation The examination audit means to comprehend, contextualize and assess how quantitative information is delivered and used. So as to achieve the current assignment, the audit would consider media revealing of a bit of examination distributed in the current year, which created quantitative information on a picked subject of sociological intrigue. This audit would choose a media announcing from the Daily Express and the study was finished by ComRes. Basic Analysis The chose report centers around youngsters from oppressed foundations, experiencing absence of social portability with regards to instruction. In the UK, it is seen that the youthful understudies from oppressed foundations are less inclined to take a crack at college programs contrasted with their friends with wealthier family foundation. The information got from a study of 1002 college understudies, who were concentrating in college in the UK. Information were estimated by sexual orientation, college gathering and age. The information were accumulated by ComRes, an individual from the British Polling Council (Express.co.uk 2016). ComRes completed the overview for Teach First, a social venture, which is recorded as a cause, endeavors to manage instructive deficiency in Wales and England. The chose populace was the college understudies and information were estimated by sexual orientation, college gathering and age, which show the use of purposive irregular examining by the examination gathering. In irregular testing, people in the objective populace get an equivalent possibility of choice. Purposive examining is organized to fill a particular need. In the chose research, encounters of the understudies with respect to college affirmation have been investigated. Along these lines, determination of the college understudies was exceptionally critical, as they are the most appropriate people, who could viably communicate their sentiments, perspectives and concerns in regards to college organization. The chose examination speaks to online field-work, which is a sort of exploration system that considers ethnographic components made by means of PC helped social communication. As found in this review, ComRes studied college understudies and furthermore ordered dependent on sexual orientation, college gathering and age. As a piece of social examination, considering ethnography of the study is exceptionally critical. It empowers the analysts to front society from the viewpoint of the e xamination subjects. Thinking about this, the specialists have expressed inquiries, for example, when a member understudy chose to apply for college, affecting variables that caused them to apply to the University of their Choice, etc. The inquiries were stated in a decipherable manner with the goal that the members don't stall to reply. The information were accumulated in a fitting manner. It is apparent that the analysts while discovered larger part of the respondents express a specific supposition, they sufficiently permitted them to communicate an elective feeling. For example, the respondents were gotten some information about the powerful factors that help their preferred understudies to pick a college. Respondents, who concurred about the nearness of an impacting factor, were additionally overviewed to comprehend a particular factor, by furnishing them with choices like course notoriety, college notoriety, money related variables, separation of the college from home, suggestion, peer factor, etc. Another noticeable help in this setting would be that the understudies were gotten some information about wellsprings of data that may have affected their choice to select for college. Respondents, who have consented to the use of data, were additionally enquired to comprehend the most favored alternative, similar to a college visit, counsel from relatives, data from school, business experts, etc. From the review it was discovered that practically 21% of the college understudies are certain about their application to a college of their decision. College understudies from wealthier socio-conservative foundation (grade An and grade B), 48% and 45%, individually are probably going to apply for their higher examinations contrasted with understudies from lower social evaluation (grade C1 and C2), 34% and 30%, separately. 81% understudies report that their loved ones anticipate that them should enroll for higher examinations, while, 19% astounded their loved ones by applying to a college. College notoriety is a central point that the understudies consider indeed (71%), while applying for higher investigations in a college of their decision (Express.co.uk 2016). Because of this study, different huge proposals have risen up out of particular higher specialists. For example, with a quick change in the instruction framework, reintroduction of language structure schools to create social versatility has been proposed. Changes in government approaches have likewise been recognized. Changes ought to incorporate improvement of more related techniques, which would associate individual strides of a youthful people training venture. The report additionally uncovered three significant preventions that the understudies from the oppressed gathering face to seek after advanced education. The understudies from helpless social foundation fall behind their wealthy companions in accomplishment. They present lacking mindfulness in regards to circumstances in the colleges and they barely get quality help, which could change goal to the real world. These thus exhibit a need to satisfactorily manage the issues in a blended manner so as to guarantee sensible access to the college. Better practices should be executed so as to bring more participation up in schools however improved initiative and instructing. The capable specialists need to offer powerful preparing with the goal that they could expand more help for th e understudies and ensure that they comprehend plausible choices and take right choices. A report by Kent County Council, additionally referenced about the viability of the reintroduction of sentence structure schools to create social portability (Kent County Council 2016). This information offers a help to the discoveries detailed in the Daily Express. It is additionally clear from the current writing that that the legislature of the individual states, training specialists, strategy producers are consented to the way that they have to consolidate their endeavors in an arranged manner and assume the liability to help progress, absence of which could make them to botch the chances to fabricate better countries at the current period of quick globalization. The instruction of the oppressed kids ought to be at the core of related plans. Gregory et al. (2010) also upheld the possibility of useful and reasonable proposal like working cooperatively with guardians, understudies and schools to empower better commitment with the families and guardians by the language schools and g rade schools. This would additionally advance more prominent effort involving better degree to get joined up with famous colleges to seek after higher investigations, better readiness and tutoring, disposing of money related obstructions like school transport, etc. Duncan and Murnane (2011) in such manner have referenced about prioritization and execution of Student premium while consenting to confirmation arrangements. Another report distributed by the International Business Times (2014) showed relationship between low instructive result and guardians instructive level, which exhibited that kids will in general have low instructive result if their folks had low degree of training. It is additionally settled that kids from oppressed family go to schools with restricted assets and offices that thus frustrate them from getting to great quality childcare and early instruction. Insufficient monetary assets create pressure and melancholy, which influence the guardians to help their young sters. Be that as it may, the report didn't give any quantitative informational collection, nearness of which would have improved the realness of the report. The picked report gives a decent record of the examination. The poll study further guarantees the precision and unwavering quality of the distributed outcomes. Comparable report distributed by the New York Times, exhibited the nearness of training hole among poor and rich, which in developing at a fast rate (Porter 2015). The report significantly centers around racial abberations in the training by considering the kids from the African-American foundation. A grade shortage was exhibited in specific subjects. Moreover, the report additionally centered around the youngsters from lower financial foundation and investigated the difficulties they face while intending to seek after higher examinations. Unexpected weakness issues were recognized as one of the significant impediment that limit the kids from heading off to the private pre-schools and other enhancement openings like additional exercises, expressions, music, sports, etc, as significant measure of the family unit pay spent to ge t to wellbeing administrations. In this manner, it could be expressed that choice of the current media report is likewise appropriate. Reardon (2011) in such manner has referenced about the challenges educators face while serving the minority and helpless kids. A few instructors accept that overseeing youngsters originating from oppressed network is progressively troublesome. Instructors likewise need to convey fundamental guidance as the distraught understudies ought to comprehend, which demonstrates the presence of an enormous hole. The capability hole could be limited and accomplishment could be evened out at the exceptionally fundamental period of instruction, up to 14years (Riddell 2013). This training would eventually close the holes exits in school enlistment. A report by Tavernise (2012) delineated that the strategy creators are thinking and actualizing past improving educational plans and educators. So as to update oppressed understudies, guardians are additionally urged to partake in the community endeavors. The guardians are educated about prescribed procedures in child rearing, expanding their pays and s upporti

Forget about the Dark Ages

Disregard the Dark Ages Disregard the â€Å"Dark Ages† Disregard the â€Å"Dark Ages† By Maeve Maddox Film creators and numerous authors are enamored with utilizing the terms â€Å"Dark Ages† and â€Å"medieval† to mean obliviousness, bigotry and unspeakable brutality. For instance, a character in Pulp Fiction undermines his hostage along these lines: Ima get medieval on your can. A few journalists who utilize the terms Dark Ages, Middle Ages and medieval have an extremely ambiguous thought of the verifiable timespans assigned by them. A typical misguided judgment is that â€Å"Dark Ages† and â€Å"Middle Ages† mean something very similar. So far as the Dark Ages can be recognized to be an important term by any means, it connotes that time between the breakdown of the Roman Empire in the fifth century, and the foundation of progressively stable European governments before the finish of the tenth century. The Dark Ages were set apart by attacking and ravaging. The Middle Ages were a period of design, aesthetic, and scholarly accomplishment. The ad spot toward the start of Christian Duguay’s 1999 film about Joan of Arc is an ideal case of the disarray that exists with respect to these terms: Once in a period known as the Dark Ages There carried on a legend whose coming had been prognosticated by the extraordinary prophet Merlin. The â€Å"legend† alluded to here is Joan of Arc (1412-1431). When Joan kicked the bucket in 1431, the Renaissance had just started in Italy. Joans mother and siblings were as yet alive when Leonardo de Vinci, Italian High Renaissance Painter and Inventor, was conceived in 1452. History specialists dont utilize the term â€Å"Dark Ages† any longer. It was a term developed by the Italian artist Petrarch during the 1330s to pass on his inclination that the way of life of antiquated Greece and Rome had been better than everything that succeeded it. The articulation Middle Age for the period between old style human progress and the present came into utilization in the fifteenth century. The term Middle Ages was first utilized efficiently by a German student of history, Christoph (Keller) Cellarius (1638â€1707). The verifiable period assigned by the term traverses a thousand years. Present day history specialists separate the Middle Ages into three periods: Early Middle Ages: 500 - 1000 C.E. The last Roman Emperor, Romulus Augustulus, was dismissed in 476. This was a period of extraordinary distress during which Visigoths sacked Rome, Vikings plundered France and England, and the enthusiastic extension of the new religion of Islam undermined the presence of Christianity. High Middle Ages: 1000-1300 C.E. Previous meanderers and bandits settled down. This is the time of extraordinary European houses of God and Islamic focuses of old style and logical investigation. The house of God of Notre Dame in Paris was started in 1160 and finished in 1345. Avicenna (Ibn Sina) thought of one of the principal logical reference books during this time. Late Middle Ages: 1300-1499 C.E. The period of recharged enthusiasm for old style messages in Europe, and the innovation of Gutenberg’s print machine. The two encouraged the Protestant Reformation and slung the world into the cutting edge time frame. Like the term Dark Ages, the term â€Å"Middle Ages† was begat as a sort of put-down. The thought is that not a lot of significant worth existed between the old style civic establishments of Greece and Rome and the re-birth of the traditional perfect in the Renaissance. Journalists may wish to look again at the terms Middle Ages and medieval. They don’t have the right to be utilized heedlessly as equivalent words for numbness and fierceness. Need to improve your English in a short time a day? Get a membership and begin getting our composing tips and activities day by day! Continue learning! Peruse the Misused Words classification, check our well known posts, or pick a related post below:7 Classes and Types of PhrasesIs There a Reason â€Å"the Reason Why† Is Considered Wrong?20 Classic Novels You Can Read in One Sitting

Classical and modern day music Free Essays

Old style and Modern day Music From the twelfth century to the 21st century music has been indispensable to regular day to day existence. Regardless of whether the music is originating from the trumpet playing a bygone era old style or from the beat of a rapper assaulting his preferred tune or tune; the innovativeness and energy for music begins to stream out of each individual who lets It. Music had changed definitely throughout the years. We will compose a custom exposition test on Old style and current music or on the other hand any comparable subject just for you Request Now Three different ways music has changed Is by including Instruments, changing the message, and by changing the reason. Many individuals have been presented to music, regardless of whether it’s old style or ordinary current. The premise of music has changed, since the beginning of Just playing one Instrument and singing the considerations that fly Into the artists head. Music began with little gear and has just advanced since. Today, music experiences a procedure before It’s even heard. There Is so much work put Into having a tune sound great. Back In the past times, music was happened of happiness. It originated from the heart. Lassie music Is known to have a did dynamic range and will regularly accelerate and back off at various occasions. While present day music regularly communicates feeling through the vocalist, there is a greater amount of an accentuation and variety that in old style music. From old style to current music the measure of instruments has expanded colossally. In old style and present day music the message varies in every century. Regardless of whether the individuals know it or not music can influence their state of mind and impact their practices too. Music had characters, which can communicate what individuals feel. Every tune contacts somebody through ways like reserving a real existence exercise or by contacting your heart. Each age has music that impacts the world by rousing individuals to do certain things or characterizes a person’s character. Each had music summarizes the age. Old style music for the most part gives the message of unwinding and harmony. Present day music had numerous messages relying upon the class. There is a tune for each disposition. Inside every century the message changes through each passing state of mind. In current and traditional music the reason for the melodies composed had differed. Old style music’s design is for the most part to engage a group of people and to energize audience members genuinely and mentally. While some cutting edge music is created to invigorate in comparative manners, it additionally wanders from old style music. Regardless of whether your motivation is to move and Jump around or to unwind in bed, there are unlimited prospects. Consistently, every music kind has been basic to oneself. Music is the thing that moves everybody, and without It, life would be unimportant. From and old psalm to a crazy verse; the Intentions have changed however one thing despite everything remains. Music has and will consistently be a lifestyle to our way of life. Music has changed by including Instruments, changing the message, and by modifying the reason. In spite of the fact that music has changed through each spending year; It Is as yet imperative by they way we see life today. Music begins to stream out of each individual who lets it. Music had changed definitely throughout the years. Three different ways music has changed is by including instruments, changing since the beginning of Just playing one instrument and singing the musings that fly into the artists head. Music began with little hardware and has just advanced since. Today, music experiences a procedure before it’s even heard. There is so much work put into having a melody sound great. Back in the past times, music was happened of pleasure. It originated from the heart. Traditional music is known to have an oneself. Music is the thing that moves everybody, and without it, life would be insignificant. From and old psalm to an out of control verse; the goals have changed however one thing despite everything changed by including instruments, changing the message, and by adjusting the reason. In spite of the fact that music has changed through each spending year; it is as yet crucial in The most effective method to refer to Classical and cutting edge music, Papers

Rules And Regulations In The Money Market Finance Essay - Free Essay Example

The need for a money market arises because receipts of economic units do not coincide with their expenditures. Money market instruments are generally characterized by a high degree of safety of principal. Maturities range from one day to one year; the most common are three months or less. Active secondary markets for most of the instruments allow them to be sold prior to maturity. Unlike organized securities or commodities exchanges, the money market has no specific location. Trading in the money markets involves Treasury bills (MTB), commercial paper (CP), bankers acceptances (BA), and negotiable certificate of deposit (NCD). It provides liquidity funding for the financial system. The money market consists of financial institutions and dealers in money or credit who wish to either borrow or lend. Money market trades in short-term financial instruments commonly called paper. This contrasts with the capital market for longer-term funding, which is supplied by bonds and equity. Surplus units can hold money balance, transactions balances in the form of currency, demand deposits, or other form of money market instrument to insure that planned expenditures can be maintained independently of cash receipts. Surplus units holdings of money market instruments that can be co nverted to cash quickly and at a relatively low cost and that have low price risk due to their short maturities. Economic units can also meet their short-term cash demands by maintaining access to the money market and raising funds there when required. The money market encompasses a group of short-term credit market instruments, futures market instruments, and the Bank Negara Malaysia (BNM) discount window. The major participants in the money market are commercial banks, governments, corporations, government-sponsored enterprises, money market mutual funds, futures market exchanges, brokers and dealers, and BNM. Financial institutions play three important roles in the money market. First, they borrow in the money market to fund their loan portfolios and to acquire funds to satisfy noninterest bearing (commercial bank are allowed to provide current account which noninterest bearing). Banks are the major participants in the money market activities, which are very short-term, ove rnight loans from other financial institution, funds that can be transferred between banks within a single business day. The funds market efficiently distributes reserves throughout the banking system. The borrowing and lending of reserves takes place at a competitively determined interest rate known as the Overnight Policy Rate (OPR). Financial institutions can also borrow on a short-term basis at the BNM discount window and pay a rate of interest set by the BNM called the discount rate. A banks decision to borrow at the discount window depends on the relation of the discount rate to the OPR rate, as well as on the administrative arrangements surrounding the use of the window. Financial institutions also borrow funds in the money market for longer periods by issuing large NCD and by acquiring funds in the money market. A large denomination NCD is a certificate issued by a financial institution as evidence that a certain amount of money has been deposited for a period of time, usually ranging from one to six months and will be redeemed with interest at maturity. Background of the Study The recent events in the financial markets and their adverse effect on many dealers in money market have raised questions about the future of the money market industry, as well as calls for regulatory reform. The existing money market model has proven to be hugely popular with investors, and aspects of that model are likely to survive any review. It is clear, however, that the money market industry and BNM will consider several variations on the existing product that may address some of the shortcomings that have been exposed in globalization and liberalization environment. The adverse impact of the recent financial crisis on money market especially during Asian financial crisis has exposed risks inherent in their regulatory scheme. As a result, the money market industry and BNM are keeping updating changes to the existing regulatory money market product. The BNM review the extraordinary steps taken in recent years by regulators to address the crisis and discuss changes in the b usiness and regulation of money market in response to recent financial market developments. Literature Review According to Joseph R. Fleming, John V. OHanlon, and Hila Shamir (2009) The Future Of Money Market: Implications Of The Recent Turmoil, BNM took a series of extraordinary steps designed to stabilize the financial system. During this period money market faced special challenges. A steep decline in the market value of shares of companies across a broad spectrum of the economy placed downward pressure on the valuations of corporate debt held by money market at the same time that investor insecurity resulted in record redemption requests from all funds, including money market securities. The impact of the market turmoil on two large, high-profile money market funds was widely reported. Many other money market were on the brink of breaking the buck, and avoided that fate only by obtaining capital support from their management companies or affiliates. The crisis facing money market highlighted the crucial role the funds play in the modern economy. By serving as the primary purchasers of commercial paper (CP) issued by corporate, money market provide the short-term financing that a broad range of companies rely on to run their day-to-day operations. When this critical source of funding began to dry up, concerns over the prospect of a credit crunch hobbling the economy became acute. In response, BNM took a series of steps in an attempt to support price stability and restore liquidity of money market funds According to G. David MacEwen, American Century Investment (2009) Money Market: Reviewing Their Role in Your Investment Portfolio, Investor sentiment has been on the change and riskier assets, including high-yield CP, have rebounded sharply. Yet, investors in high-quality cash equivalent securities continue to face stubbornly low yields. This scenario owes its existence to BNM, government, and market responses to the changes on rule and regulation and global recession. Significant sections of the financial markets are still functioning largely because of gover nment support and accommodative monetary policy from BNM. In particular, the Asian financial crisis prompted the BNM to slash the OPR rate target to a range of 13% to 4%. The BNM unprecedented action was designed to stimulate the economy, bolster the profitability of financial services companies, and increase liquidity in the financial system. Meanwhile, yields for Malaysia Treasury Bill (MTB) are already at rock-bottom levels, and yields for other taxable and tax-exempt money market continue to decline, and could fall further. On top of that, the extraordinary market and economic events forced many investors to abandon the time-tested strategy of diversification. Maintaining a long-term view has been tough, and many investors sat on the sidelines or overloaded their portfolios with cash-equivalent investments (MTB, CP, NCD, and BA). The heightened demand for these conservative investments, combined with BNM monetary policies, sent their yields to record lows, creating challen ges for investors who value income above all else. Challenges of Money Market Global financial environment characterized by unstable money markets, increasingly frequent episodes of financial stress and structural financial imbalances and the profound changes arising from advances in technology and the globalization process, the issue of money market stability has been accorded the highest priority. Indeed, the global community is presented with the challenge of regulatory reform to address the increasingly complex and heightened risks following these developments. Achieving an efficient, effective and stable financial sector is a fundamental enabling requirement for sustainable money market growth. The regulation of financial institutions is most effective where there is already a sound regulatory framework in place that provides for adequate reporting, monitoring of capital adequacy, risk management controls and customer disclosure so that in order to ensure that institutions know their customers to prevent money laundering. Sound regulation can help en sure problems of asymmetric information are overcome, as if customers lack confidence in a financial institution then this may result in a financial panic, in the case of a bank a run on deposits threatening the collapse of the institution. During the G-20 Finance Ministers and Governors Meeting in November 2009, the IMF has crafted seven principles for exit policies which are Intended to Establish Common Ground for the Design and Implementation of Policies During the Exit from the Extraordinary Support Measures Taken During The Crisis. The recommends that the timing of exits be dependent on the state of the economy and the financial system, and should err on the side of further supporting demand and financial repair. Policy stimulus and other critical support measures should be withdrawn only when there is firm evidence of durable financial stability and a self-sustaining recovery in private demand. To anchor market expectation, it is important to stress the need for the exit pl ans to be well established early and communicated clearly by the policy makers to the public. Financial institutions have demonstrated that they are vulnerable to the collective draw to money market activities aggressively when times are good, only to excessively less trading when the economic cycle experiences a downturn. This behavior amplifies the impact of the economic cycle on bank lending and is termed as pro-cyclicality. The recent sub-prime crisis underscores the severity of the boom and bust consequences of the pro-cyclicality feature of money market in particular and activities of the financial institutions in general. Unfortunately, present available measures and regulations are gravely inadequate to manage this pro-cyclicality. Many have argued, for instance, that the Basel II capital adequacy requirement (CAR) is inadequate, especially during a financial crisis or economic slowdown. The risk-weighted averages is incomplete as it does not attach sufficient weight t o macro prudential risk and liquidity risk. The Basel II capital requirement focuses solely on the relative weight charged against different classes of assets. Moreover, many reports have also drawn attention to different interpretations of the weights associated with different assets of different BNM. Furthermore, there has been too much focus on the risk associated with commercial paper, rather than on the level of leverage building up in the whole financial system. In particular, the regulation evaluates each bank independently and in isolation, largely without much regard to spillover and feedback effects. In any case, until recently, many believed that when financial institutions are strong, it is a sufficient condition for financial stability. By contrast, on a wider perspective, the objective of regulation is to reduce the probability of distress for the entire financial system. The source of distress incorporates a host of potential channels, including interdependence and linkages among financial institutions through clearing and settlement systems, and common exposures. Prospect of Money Market The Malaysian Financial Sector Masterplan represents the blueprint for the development of the financial sector over a 10- year period. The plan, which was launched in 2001, places importance on the development of Malaysia Banking and Money market sector as an important component in the financial system. To achieve this objective, emphasis is being given to financial infrastructure and institutional development, aimed at enhancing efficiency of the system and building the internal resilience and competitive position of the money market operators, while meeting the needs of the nation. This includes providing the foundations for the development of the financial markets and strengthening the institutional development. As part of this process, the benchmarking exercise is an important tool to enhance performance and to guide the money market operators on improvement of their business strategies. To reinforce this, a service quality index has also been initiated to promote the developme nt of world-class products and services. This is also complemented with a comprehensive consumer education programme so as to promote product transparency and increase accountability. The introduction of financial advisers is also a further element to facilitate consumer access to a wider range of financial products. Money Market is ascending to greater prominence in the global financial system and has fast extended beyond major industrial economies. This growing significance is a manifestation of the viability of money market as a financial intermediation channel that supports economic growth and development of nations. While it was initially developed to fulfill the needs of the investor, money market has now gained universal acceptance. The appreciation of its promising potential has prompted interest amongst financial institutions to venture into this fast expanding market. At the heart of this expansion emerged the need for the development of the regulatory dimension to e xplicitly address the unique features product offers by money market. At present, money market has to a large extent, been governed by the regulatory framework, and reinforced by accounting standards. However, Islamic money market come in force, is distinct from money makret activities in terms of its underlying philosophy on the prohibition of interest, which in turn shapes the nature of its financial transactions, and its risk attributes. It believes money market compasses 80% of overall conventional and Islamic money market activities. The forces of globalization, financial liberalization, technological advancements, greater competition and financial innovation have created new risks which are more complex and which have more profound systemic implications. Accordingly, to manage these risks, prudential regulation and supervisory oversight have become more demanding and challenging. To ensure the money market regulators and supervisors are able to respond effectively to the ch anging environment, the Basel Committee has revised its Capital Accord to be more riskfocused and risk-sensitive. The evolution of an appropriate financial structure would need to take into account the role of the money market in the economy and the objectives that need to be achieved. The appropriate financial structure, particularly in emerging market economies, needs to be designed to meet the requirements of the need of investor in investing in money market. The financial system needs to be in a position to support the real sector, changing and evolving with the changing needs of the economy. The strategy adopted by BNM is to develop a comprehensive financial system that is able to operate in parallel with the Islamic financial system The Malaysian Financial Sector Masterplan further provides the environment that will encourage active participation in financial institutions in the secondary money instruments. The next phase in this development is the raising of funds from this market by multinational corporations and multilateral institutions. As the volume increases, it would strengthen the inter-linkages and integration amongst the financial centres. In addition to structuring a variety of attractive off-the-shelf instruments, efforts need to be intensified to create a benchmark yield curve for future issues. With a well developed system, the trading of instruments would encourage the free flow of capital movements and would in turn facilitate greater Islamic fund management activities. Conclusion Dynamic financial system is to achieve the ultimate objectives of developing an money market that will be able to contribute significantly to the overall development of our economy through the intermediation process. Thus money market needs to extend its agenda towards the development of a comprehensive financial system. The money market should strive to add value towards enhancing greater integration to the economy and the financial system. To harness the potential fully, genuine endeavours to develop and innovate money market instruments and activities that are able to fulfill the changing requirements of the economy and the emerging needs of the contemporary global market place need to be continuously pursued. Conferences such as this can contribute invaluable ideas to foster new initiatives towards the development of the financial system. With the acceleration of its global integration, it will provide the synergies and opportunities for the money market industry to evolve into an important component of the international financial system that can contribute to enhance prospects for balanced global growth and shared prosperity. Amongst the most imminent challenges is the creation of the critical mass in the market to allow for meaningful cross-border alliances at the regional and global level. The establishment of an adequate number of money market operators in the market is also crucial to provide the groundwork for the setting up of more operators, in terms of sustaining business support and providing the economies of scale in order for the money market industry to develop. On top of that, government play important role in the development of the money market industy. The role of the government is, amongst others to provide the enabling environment and put in place from the outset, the necessary infrastructure through the formulation of a comprehensive set of legal and regulatory framework for money market. In addition, this framework needs to be re inforced by a BASEL framework to ensure that all financial transactions are acceptable by investor. The challenge to develop regulatory standards that remain to efficiency of money market is an important element in the development and growth of the financial institution. The development of financial system that is able to contribute towards stability and balanced global growth needs to be achieved in the context of a rigorous and robust legal, regulatory and supervisory regime. This is reinforced by effective supervision, strong framework and an efficient judiciary system that promote confidence and soundness in the Islamic financial system. It is with the combined commitment and concerted efforts by the regulators, the industry and market participants that these goals can be achieved.

Cell Classification And Its Effect On The Human Body Essay

While water is commonly referred to as the â€Å"elixir of life† because of its universal qualities, cells are credited as being responsible for making the human organism â€Å"alive†. It is the difference between a cluster of organic atoms or molecules that can react chemically, and a single living cell, the smallest unit of life. The study of cells is called cytology, and any research usually requires the use of a high-definition microscope, as most cells in the human body are between 1 micrometer (ÃŽ ¼m) and 100 ÃŽ ¼m in diameter. However, some cells, such as red blood cells (erythrocytes) or the human oocyte, can theoretically be observed directly as they are larger in size. CELL CLASSIFICATION Human adults have hundreds of different cell types in their body. A quick search on Wikipedia resulted in a long list of more than 100 types of cells. They are classifed in three broad categories: 1. Cells that are derived primarily from endoderm 2. Cells that are derived primarily from ectoderm 3. Cells that are derived primarily from mesoderm Endoderm-derived cells are secreting cells, and are subdivided by function into exocrine epithelial cells and hormone-secreting cells. Exocrine epithelial cells are usually gland cells whose function is to secrete fluid, from milk secretion (mammary gland cell), lacrimal gland cell (tear secretion), to salivary gland cells or stomach-lining mucuous cells. Hormone-secreting cells are manifold as well, including thyroid gland and adrenal gland cells,Show MoreRelatedHuman Autoimmune Diseases1086 Words   |  5 PagesAbstract—Immune system failure can cause many human autoimmune diseases which make body produce antibodies in the blood which attack human antigens not foreign antigens and it can cause many serious and chronic illnesses. This phenomenon results in an auto-immune response which generate the auto-antibodies (ANAs) during this response. 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Types of drugs in increase because there is increase and development. scientists found a lot about drug and medicine in cultures as ancient Egyptians such EbersRead MoreAn Integration Center Of The Reflex Arc1648 Words   |  7 PagesAn integration center in the reflex arc is a neuropathway that creates a reflex action to activating neurons to skip the spinal cord and protect your brain. The nerve cells can be categorized by their connections, structure, and neurotransmitters. The structural classification is depending on shape and size of the cell body, its dendritic tree, axon length, and the nature of the connections it makes. The neurons with one, two, or more than two neurites, are unipolar, bipolar, and multipolar respectivelyRead MoreThe Effects of Antibiotics on Bacterial Growth1355 Words   |  6 PagesThe Effects of Antibiotics on Bacterial Growth Biology II 1996 Bacteria are the most common and ancient microorganisms on earth. 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Minorities As The Majority Population Of Recidivist

with minorities as the majority population of recidivist. According to the Bureau of Justice Statistics criminals with longer prison sentences were associated with an increased chance of recidivating. 46.9% of inmates released from prison were re-convicted of a felony or serious misdemeanor within three years of release. This study was an implemented sample study of fifteen states in 1994. In a more recent study the BJS conducted it found that a 67.8% of prisoners were re-arrested within three years of their release. The increase of percentage is because of a broader study and an increase of total prisoners. Despite the nature of the crime the bulk of these criminals, which are being housed together are returning to prison at an accelerated rate. The more punitive the sentencing, the higher a likelihood of recidivism. Blacks and Hispanics are more frequently sentenced in an overly punitive manner. Not only are the black and Hispanic prisoners affected by the sentencing and their reen try to prison but their families and their communities as a whole are affected. The term recidivism has been around since the late 18th century and early 19th century. This country’s criminal justice system started as a means to disadvantage, and subjugate African American slaves. The system made sure minorities were disenfranchised starting a sequence of imprisonment and creating the lack of family structure, education and economic status. The further up a history time line the higher theShow MoreRelatedThe United States Of America3152 Words   |  13 Pagesunarmed people of color who were killed by law enforcement, and the reality of Africans who are the majority imprisoned in America today. The laws that are supposed to protect an individuals rights and guarantee one s liberties, are the very same laws that appear to have fallen short for African Americans. 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What role does drug use, motherhood, mental health, physicalRead MoreReligious Unrest in Nigeria9418 Words   |  38 Pagescontemporary Kaduna State, an area populated by some 15 Middle Belt minority ethnic groups. The emir claimed suzerainty over this area. After colonization, a number of the minorities, including the Gbagyi, who are the indigenes (first occupants) of the area where Kaduna city developed, converted to Catholicism and various Protestant sects. The emir of Zazzau, however, continued to assert his jurisdiction over Middle Belt minorities. Some liberal Muslims are generally opposed to a nonsecular form ofRead MoreLaw Enforcement in the 21st Century15936 Words   |  64 Pagesthe challenges to precedents evident in the new threat of terrorism and related legislation, such as the USA PATRIOT Act of 2001. The third section examines current challenges in policing, such as the role of discretion and the demands of policing minority communities. Special attention is paid here to the changing demographics of the country, as well as the impacts of a post–September 11 world. The reader is thus exposed to the major issues, challenges, and functions of policing in a developmental

Leadership Characteristics free essay sample

Abstract Today, in our society, especially in healthcare, the word leadership is on everyone’s mind. Finding good leaders has become one of the highest priorities in large and small organizations. But how we define leadership and what should we be looking for in a good leader will be the questions we explore in this paper. This paper is meant to be a summarized reflection of my thoughts and beliefs on leadership. It will evaluate where I stand at the beginning of this course with regard to the characteristics of leadership I possess. It will explore some of the realities that confront leaders within the healthcare industry. It will examine some of my past experiences, personal and professional, in order to learn who I am as a leader and where I need to go to be an effective leader. key word: self awareness, leadership, realities In the 21st century when globalization and open business opportunity among countries has created an atmosphere of either flourish or perish, the necessity of dynamic and effective leadership is gaining prime importance all over the world. Successful leaders are becoming the scarcest resource of any business enterprise. Over the past years the health care industry has evolved putting more pressure on the health care leaders of today. Success in the long run for these leaders can be insured only through effective leadership. William Shakespeare once said, â€Å"To be or not to be that is the question†. The question every inspiring leader in today’s society must ask of themselves. Leadership according to Northouse (2007, p. 3) â€Å"is a process whereby an individual influences a group of individuals to achieve a common goal†. As I continue to read and research this definition of leadership it has brought me to question how does a leader influence others to achieve that common goal? Where do I stand within this leadership definition and what do I need to accomplish as I pursue my leadership desire? In order to accomplish my desire to become a good leader I must understand the characteristics I possess and those I do not. Leaders, whether good or bad influence people, maybe not in the way that the organization benefits from but influence just the same. A good leader will have good work ethics, good communication skills, lead by example, have a desire to achieve the vision and goals of the organization, obtain trust from the organization and their team members, have a drive and desire to see a need for change and act on it when needed, and have a desire to learn from others within the team. Realities Some of the realities that face leaders today are the ever changing work environments. As technology evolves, as our workforce becomes more diverse in skills and culture we as leaders need to be adaptable and ready to make changes. Good leaders need to continue educating themselves through any means possible and be willing to educate those on their teams. As a leader in the health care industry I agree with some current trends confronting the health care system today as seen in Exhibit 1. 1 in our text Leadership in Healthcare (Dye, 2010. p. 5) Growing number of uninsured Increased emphasis on patient safety and equality Diminished revenue sources and decreased reimbursement Uncertain implications of healthcare reform Pressures to invest in electronic record systems and other clinical/information technologies Demands to hold down costs Closer scrutiny of pay-for-performance schemes Aging of the population and changes in worker and patient ethic/cultural demographics Higher expectations from consumers Professional shortages and decreasing recruitment pools Need for building renovation/construction and equipment purchase Rise of social media, Internet commerce, and wireless functionality Advances in Pharmaceuticals, genomics, and medical interventions Public calls for transparency and accountability, and growth of regulations Physician integration and alignment, including the employment of physicians These trends will continue to exist unless the leaders of today and tomorrow learn to be adaptable and progress through the changes or they will be left behind. And the more the complex system is the more demands are on the leaders to perform. History As I was growing up, I never thought of my parents as leaders. On a personal level, in reality they are leaders. Whether bad or good they influence us, as their children, to accomplish goals. Abraham Lincoln once said in his Temperance Address, February 22, 1942, â€Å"When the conduct of men is designed to be influenced, persuasion, kind, unassuming persuasion, should ever be adopted. It is an old and true maxim, that a â€Å"drop of honey catches more flies than a gallon of gall†. (leadershipnow. com) My father was (the boss) an Authoritarian leader. He had always told us what he wanted done and how he wanted it done. (Clark, 2004) I never knew this was a style of leadership as I was growing up but I did know this was not a good way to influence others. Although a leader possesses authority to accomplish goals the power does not make anyone a leader. A good leader will influence people to want to follow them â€Å"rather than simply boss them around†. (Clark, 2004). Reflection The question whether or not a leader is born or taught is yet to be questioned. To refer to a particular individual as a â€Å"natural born leader† I believe is somewhat deceptive, however, an individual can certainly possess a number of the characteristics that are consistent with desirable leadership. Today, as I reflect on my own evaluation of my Professional and Personal Values (Dye, 2010) I have realized I do possess some of the characteristics of a good leader. For instance, I always try to lead by example. I will never ask a subordinate to do something I am not willing to do myself. In my current position I am a Medical Office Coordinator at a physical therapy facility. I am the second in command under the director of the clinic. The previous coordinator would always have the technicians do all the cleaning and filing for her. I believe as an employee within this clinic, to achieve the goals of the clinic, I have an obligation to influence those who work within our team. Also, I have a good work ethic and always have a desire to achieve goals. According to others, that evaluated me, some common characteristics I possess are that I always have respect for my team and keep my word. That I have a desire to learn from others and have a respect for their opinions. For example, as our team was getting ready to purge patient files and making room for new patient files we discovered we needed more room. As a common goal for the clinic we as a team came together and put in place a procedure that accomplished this goal. As the teams leader I could have just demanded a way to make more room or could have just told them to do it any way but I thought since all of the team members were working on the same goal, patient care, we all needed to work on this task together. Room for Improvement Although I do possess characteristics of a good leader there is always room for improvement. I tend to avoid conflict. I avoid conflict in fear of disappointing someone on the team. This is also where I lack in communication skills and trust in myself to know whatever the conflict I should be able to listen and evaluate the conflict and try to solve the issue. Although, I do have good communication skills when it comes to relaying the message with regards to goals and what is expected of my team members I still feel I need to enhance my conflict resolution skills. When I became the Medical Office Coordinator for the physical therapy clinic I knew I needed to work closely with the director of the clinic. The director was new within our clinic and she was not flexible in her schedule to accommodate the patient’s needs. At first, it was hard to deal with this and I was not able to bring this conflict to her attention in a positive way to effectively resolve the problem. As weeks went on I saw that it was affecting my desire to be there. Ultimately, the director was fired due to her lack of commitment to the clinic. As I look back on it I realize now that maybe if I would have communicated to her the dilemma I was facing we could have come to a resolution and maybe she would still be there. There is so much more yet to learn. As I read through the Self-Reflection Questions (Dye, Garman, 2006) there is so much more to being a good leader than just leading by example and inspiring my team. I now realize I need to have a clear vision of my personal conviction, emotional intelligence, trust, a desire to achieve goals and inspiring others.